How to Reverse M-Pesa Transactions Sent to the Wrong Number in Kenya

M-Pesa, Safaricom’s mobile money transfer service, has revolutionized financial transactions in Kenya. However, even with its convenience, mistakes can happen, such as sending money to the wrong recipient. If you find yourself in this situation, don’t panic – there are several ways to reverse M-Pesa transactions and recover your funds. In this comprehensive guide, we’ll walk you through the process step-by-step, ensuring you can rectify the error quickly and efficiently.


Immediate Action: Reverse Via SMS
The fastest way to reverse an M-Pesa transaction is by forwarding the transaction confirmation SMS to 456, Safaricom’s official reversal hotline. This method works around the clock, allowing you to initiate the reversal process as soon as you realize the mistake.


To reverse via SMS
Open your messages app and access the M-Pesa transaction confirmation message.
Forward the message to the number 456.
The transaction will be suspended, and Safaricom will initiate the reversal process.
It’s important to note that this method works best if the recipient has not yet withdrawn the funds. If the money has already been used, the automatic reversal may not be possible.


Reverse Through M-Pesa App or mySafaricom App
Both the M-Pesa app and the mySafaricom app offer convenient ways to reverse transactions. Here’s how to do it:
Open the app and navigate to your transaction history.
Locate the transaction you want to reverse and select it.
Click on the “Reverse” option and follow the on-screen instructions.
The apps provide a secure and user-friendly interface, guiding you through the reversal process step-by-step.


Contact Safaricom Customer Care
If the automatic reversal via SMS or app doesn’t work, or if you need further assistance, you can contact Safaricom’s customer care team. Here’s how:
Call the customer care number: 100 (prepaid) or 200 (postpaid).
Provide the customer care representative with the transaction details, including the transaction ID, amount sent, and the wrong number the money was sent to.
Follow the instructions given by the representative to complete the reversal process.
Remember, the sooner you report the issue, the higher the chances of a successful reversal.


Tips for Preventing Transaction Errors
While reversing M-Pesa transactions is possible, it’s always better to avoid mistakes in the first place. Here are some tips to help you prevent transaction errors:


Double-check the recipient’s number before confirming the transaction.
Use the “Hakikisha” feature, which prompts you to verify the recipient’s name before completing the transaction.
Keep all confirmation messages until you are certain the transaction has been completed correctly.
If you are unsure about the recipient’s details, cancel the transaction and contact them directly to confirm the correct information.
By following these best practices, you can minimize the risk of sending money to the wrong recipient and reduce the need for reversals.

The most common mistakes people make when reversing M-Pesa transactions are:

  1. Not acting quickly enough. The sooner you initiate the reversal process, the higher the chances of success, especially if the recipient has not yet withdrawn the funds.
  2. Not double-checking the recipient’s details before confirming the transaction. Verifying the phone number and name is crucial to avoid sending money to the wrong person in the first place.
  3. Not retaining the transaction confirmation message. Keeping the message until you are certain the transaction was completed correctly is important for the reversal process.
  4. Not using the “Hakikisha” feature. This prompts you to verify the recipient’s name before finalizing the transaction, allowing you to cancel if the details are incorrect.
  5. Not contacting Safaricom customer care promptly. If the automatic reversal via SMS or app doesn’t work, calling Safaricom’s customer care is necessary to initiate further assistance.
  6. Not providing sufficient information to Safaricom. When contacting customer care, make sure to have the transaction details, including the transaction ID, amount sent, and the wrong number the money was sent to.
  7. Not cooperating with Safaricom’s verification process. If you are the recipient of an erroneous transaction, refusing to cooperate with the reversal could lead to legal consequences.


Reversing M-Pesa transactions is a straightforward process, but it’s crucial to act quickly to increase the chances of success. By utilizing the SMS reversal method, the M-Pesa app, or contacting Safaricom customer care, you can rectify transaction errors and recover your funds. Remember, prevention is better than cure – always double-check the recipient’s details before confirming a transaction to avoid the hassle of reversals altogether.